News from Sarah Schisler

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Thank You to everyone who attended our Lake Temescal Social!
If you have any pictures from the event that you haven't already shared with me, please send them on over! If you posted on social, please use our #KWVIPSocial so we can see all the fun!

See you at our next event!!

Why Early Fall Could Be the Next Housing Market 'Sweet Spot'

Buyers could find more homes for sale, price cuts and lower mortgage interest rates this Fall.

The combination of easing price growth, slower sales, and rising inventory means that buyers looking for a deal should keep their eyes open for listings with price cuts as well as those that have been on the market for several weeks. They should also expect sellers to be more willing to offer concessions, especially around closing costs that can help lower the monthly payment, says Zillow® Chief Economist Skylar Olsen.

“The U.S. home shopping season cooled off early,’’ Olsen says. “But mortgage rates have come down somewhat and affordability has improved, meaning competition could heat up again.”

Read Full Zillow Article
Curious about the current value of your home?
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MARKET UPDATE

The Federal Reserve cut its short-term interest rate target by an aggressive 50 basis points on September 18th and dropped it another 25 basis points on November 7th. It’s presumably the second decrease in a new cycle of projected rate-cutting designed to improve economic growth, and thus employment while keeping inflation low. The new target range for overnight lending in the fed funds market is now 4.75% to 5.00%.
*The Fed Funds Rate is the interest rate for overnight borrowing for banks and it is not the same as mortgage rates.
Source: "Federal Open Market Committee," Federal Reserve Board of Governors, Statement for September 2024 meeting. September 18, 2024. https://www.federalreserve.gov/newsevents/pressreleases/monetary20240918a.htm.

 

The Fed’s own projections for where the fed funds rate will be at year-end 2024 and again at year-end 2025 are shown in the table to the right. In an internal survey of the FOMC’s 19 members in advance of the September meetings, the median projections for the targets were 4.4% for December 2024 and 3.4% in December 2025.

Source: "Federal Open Market Committee," Federal Reserve Board of Governors, Table 1 and Figure 2 of the projection materials provided for FOMC meetings in September 2024. Accessed September 18, 2024. https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm..


If you would like a detailed Real Estate Market Analysis in your area or are curious about your home's value, click the button below!

Request Your Customized MARKET ANALYSIS

Winterizing Your Home!

The purpose of winterizing a home is to avoid higher energy costs and any damage caused by cold weather and snow. For those of us who love visiting South Lake Tahoe or have cabins in other snowy locations, there may be additional precautions needed. Make sure you are ready when the rains begin this year and check for leaks! We just had our first rain of the season in the East Bay. The rain is the best time to notice leaks and to get ahead of potential mold issues. Here’s how to winterize your home properly so that it can weather the season.
FORBES: How to Winterize Your Home

When to Call a Pro

Winterizing a home can be a DIY project, but like with many home improvement projects, a professional like a general contractor can do it more quickly and easily. If you decide to prepare your home for winter on your own, allow yourself plenty of time before the cold weather arrives. If you discover any issues that could pose a hazard to yourself or your property, you should call in a professional right away so that you aren’t left out in the cold in your own home this winter.

PG&E offers free safety inspections and gas pilot relight appointments.

You can schedule an appointment online for this free service by visiting our Gas Pilot Light Service Appointments page.

You can also schedule an appointment by phone through our automated system by calling PG&E’s customer service line at 1-800-743-5000.  We will schedule the next available appointment to send someone out to relight your furnace and/or perform a safety inspection.

PG&E Free Service Offers
AVAILABLE HOMES!
For Off-Market & Coming Soon Opportunities - Click here to inquire!

Need A Vacation (Rental)?

Hulbert Haven, Guerneville, California
Ideal for family vacations and weekend getaways!

This is my friend Carlos's cabin, a little slice of heaven in the Russian River. The perfect-sized cabin located in a beautiful neighborhood in Guerneville, walking distance to the Russian River, downtown, or hikes up Old Cazadero Road for amazing vistas. Beautifully remodeled 3 bedroom, 2 bath house (with an additional pull out king bed in sunroom). The home features a large ensuite bathroom with a double shower, and a 2nd full bathroom, perfect for large groups. There is a great large bar area between the living room and kitchen, as well as a 2nd bar between the kitchen and yard, perfect for entertaining. The gorgeous backyard features a hot tub, BBQ, and endless woods - a private & serene getaway. The front and rear decks boast incredible views of Hulbert Creek.

Book our Featured Hulbert Haven in Guerneville, CA
Developing an investment property strategy with clients to meet their financial goals has been a very rewarding part of my business. Some clients decide they want to focus their search on purchasing a condo or multi-unit for rental income, while others make the decision to search for the perfect vacation home which can either be enjoyed or rented to guests when they aren't using it. If you are considering an investment in real estate, let's meet to discuss your goals and the various options. I'm happy to share insights and recommendations.
 
**We are planning to feature a vacation home managed by people we know in our newsletters.
If you have a vacation home you would like us to feature please reach out.

Community ~ San Francisco

A lot of us got out of the habit of visiting one of our favorite cities, San Francisco! This is a city that people from all over the world come to take in the beauty and culture. If you haven't experienced a fun day in the city in a while, here are some suggestions of fun things to do!

  • North Beach - Washington Square, Coit Tower, and Telegraph Hill cluster around North Beach, a neighborhood steeped in Italian-American heritage.
  • Fisherman's Warf - The waterfront is home to sea lions, bay-bound ferries, and a carnival-like atmosphere. It’s totally kitschy and short of working fishermen, but Fisherman’s Wharf is a lot of fun. Here, you can devour a Dungeness crab steamed whole, ride an Italian-made carousel, play vintage penny arcade games, and watch barking sea lions laze around Pier 39.
  • Chinatown - San Francisco’s Chinatown is one of the largest and oldest in the US—and a must-visit neighborhood. From the intersection of Bush Street and Grant Avenue, pass the Dragon Gate and head north on Grant, taking in the bustle of souvenir shops, tea houses, herbalists, bakeries, and hole-in-the-wall eateries. 
  • The Mission - A historic neighborhood home to San Francisco’s best street food and street art. It’s good foodie practice to forage the Mission, a traditionally Latinx neighborhood, for “Mission-style” burritos and some of the city’s most progressive restaurants.
  • Haight - Ashbury - Relive the Summer of Love—walk through the “panhandle” of Golden Gate Park. San Francisco’s most iconic neighborhood, Haight-Ashbury is forever associated with 1960s counterculture and the Summer of Love. Today many (but not all!) of the hippies have moved on, and the neighborhood is better known among locals for its gritty bars and proximity to the “panhandle” of Golden Gate Park.
More Fun Places to Visit in SF!

Featured Local Business(es)

Fall is such a beautiful time in Wine Country!

I would love to share my favorite winery experiences with you. I can try to arrange a tasting for you in Napa Valley at Alpha Omega (limited availability). I also can arrange a tasting at Korbel if you are ever visiting the Russian River Valley. I would love to enjoy the sunset with you at one of my favorite local wineries Rosenblum. Reach out if you're interested in tasting at any of these amazing locations!

Reach out to set up a tasting!
ALPHA OMEGA, NAPA

Alpha Omega’s modern farm-style winery estate with iconic fountains is surrounded by vineyards with majestic views of the Mayacamas Mountains. A captivating environment paired with generous hospitality and award-winning wine is an unforgettable experience.

AOWinery.com
KORBEL WINERY, GUERNEVILLE

The Korbel family came to California in the 1850s to build a life, earn a living and shape their own American dreams. Their story is the foundation for KORBEL California Champagne — a story of American achievement.

Korbel.com
ROSENBLUM CELLARS, OAKLAND

Since 1978, Rosenblum has become one of the most-awarded and highly-rated California Zinfandel portfolios. Having more than 50 Zinfandels with 90+ points from Wine Spectator, it’s a record for Zinfandel lovers, but for us it’s just business as usual.

RosenblumCellars.com

Check out our growing list of Featured Local Businesses by clicking the button below!

*Would you like us to feature your small local business?
Please reach out to learn about being a future "Featured Business."
See Our List of FAVORITE LOCAL BUSINESSES
As always, our team is here to be your real estate resource. If you or anyone you know is considering buying, selling, investing, or renovating their property I am always happy to offer advice and resources.

Even if you are just starting to dream about your next move or an investment property, let me help get you started. Let's dream together! I am here to offer help through every step of the process!


Being a part of Keller Williams VIP Properties, one of the largest real estate brokerages in the country, makes it easier to help you and anyone you know find great agents anywhere in the country or even the world. Let me help you vet them first!
 
Talk with you soon!
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SARAH SCHISLER 
REALTOR® DRE#01322781
(510) 390-1330
Sarah@HousesBySarah.com 
www.HousesBySarah.com

Keller Williams VIP Properties
1865 Pleasant Valley Ave, Suite A | Oakland, CA 94611

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